Fair Debt Collection Practices Act (1978)
Fair Debt Collection Practices Act (1978)
Federal law that prohibits debt collectors from engaging in unfair, deceptive or abusive practices when collecting debts. Collectors must send a written notice telling the name of the creditor and the amount owed; collector may not contact consumer if he or she disputes in writing within 30 days (unless collector furnishes proof of the debt); collectors must identify themselves on the phone and can call only between 8 am and 9 pm unless a consumer agrees to another time; and collectors cannot call consumers at work if they are told not to (BANKRUPTCY DICTIONARY OF TERMS)/.

United Glossary of Bankruptcy Terms 2012.


Glossary of Bankruptcy.

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